Financial Rates

Savings Rates – effective April 18, 2000

Shares Certificates

Terms Dividends APY*
91 Day 4.85% 4.85%
26 Weeks 5.15% 5.15%
12 Months 6.10% 6.24%
18 Months 6.10% 6.24%
24 Months 6.15% 6.29%
30 Months 6.15% 6.29%
36 Months 6.20% 6.35%
48 Months 6.35% 6.50%
60 Months 6.40% 6.56%
Minimum balance of $500.00 on all shares certificates

IRA Share Certificates

Terms Dividends APY*
12 Months 6.10% 6.24%
24 Months 6.15% 6.29%
36 Months 6.20% 6.35%
48 Months 6.35% 6.50%
60 Months 6.40% 6.56%
Minimum balance of $500.00 on all shares certificates

Other Share/Savings Accounts

Account Type Dividends APY*
Savings 2.00% 2.02%
Vacation Club 2.00% 2.02%
Christmas Club 2.00% 2.02%
IRA Club 2.00% 2.02%
Money Management Account 3.15% (on $2,500.00 balance or more) 3.19%

Loan Rates – effective April 25, 2000
To determine the payment terms for the loan you’re requesting, please click on the calculator at the bottom of this page.

Loan Type Terms or conditions APR
2000,1999 36 Months 7.25%
48 Months 7.50%
66 Months 7.50%
84 Months 8.75% (min. amt. $40,000)
Payment Shaver 1% above loan rate, (new and used)
2000,1999,1998 60 Months + Option + 6 = 66 Months 7.50%
1997,1996 54 Months + Option + 6 = 60 Months 7.50%
1995 48 Months + Option + 6 = 54 Months 7.50%
1994 48 Months 8.25%
1993 36 Months 8.75%
Mobile Homes 120 Months – 25% Down 14.00%
Closed End Equity 60 Months 8.25%
Closed End Equity 120 Months 8.50%
Closed End Equity 180 Months 9.00%
Equity Line of Credit Prime + 1% 10.00%**
60 Months – New 8.75%
36 Months – Used 9.00%
48 Months – $2,000 Minimum 11.00%
60 Months 8.50%
48 Months 8.75%
60 Months 8.25%
120 Months 8.50%
60 Months 8.50%
48 Months 9.00%
60 Months 8.50%
120 Months 8.75%
VISA Gold No annual fees 12.90%
VISA Classic 13.90%
Personal Loan 12 Months 9.90%
Personal Loan 24 Months 10.90%
Personal Loan 36 Months 11.90%
Personal Loan 48 Months 13.90%
Equal Pledge Against Shares 6.00%
Equal Pledge Against Certificates 3% Above Certificate Rate
Home Improvement 36 Months 9.50%
Home Improvement 60 Months 10.00%
Home Improvement 120 Months 10.90%
TWO-FOR-ONE Share Loan 48 Months 12.00%
Special Loans

If the member currently has or opens one of the following services, they can get 1/4% off any fixed term loan except Share Secured, (1.) Checking, (2.) VISA, (3.) Payroll Deduction/Net Check with Automatic Payment Transfer.

Your savings are federally
insured to $100,000 National
Credit Union Administration

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An Equal Housing Lender